Bose QC 20 Noise Cancelling for me.  Listen to music but also has a toggle switch to enable mic to route to ears so you can hear things.  They fit very nicely under the helmet with no problems.

Not dumb at all. What you “want” are the custom earmold earplugs with speakers inbuilt. No need for noise cancellation as they fill the ear canal. Wired or Bluetooth. Previous member Chinashop bull used to swear by them. 

Also use Earmold, formed just for your ears, stops alot of wind noise. 

Also use Earmold, formed just for your ears, stops alot of wind noise. 

Also use Earmold, formed just for your ears, stops alot of wind noise. 

And yelling at you!!

Not dumb at all. What you “want” are the custom earmold earplugs with speakers inbuilt. No need for noise cancellation as they fill the ear canal. Wired or Bluetooth. Previous member Chinashop bull used to swear by them. 

Ear mold Australia is what I use and does exactly what the op wants without issue 

Bose QC 20 Noise Cancelling for me.  Listen to music but also has a toggle switch to enable mic to route to ears so you can hear things.  They fit very nicely under the helmet with no problems.

Interesting on the QC20s ... I'd have thought they's stick out from the ear a bit and get squished by the padding in the helmet... might have to take another look if they're 'slimline'. Was looking at something more like this as they seem to be super flexible around the ear ... but the QCs would be way more useful in everyday life as well - thanks!